Debt Consolidations

Are you having a hard time with too much debt over your head? With CAPLOANS debt consolidation we will help you put all your debts in one place with better terms.

Why Finance with Us

Get an Debt Consolidation Loan easily anywhere you are in NZ

Manage all your debts into one easy to pay loan. You can retire your existing car loan, personal loans, hire purchases and credit card balances through loan consolidation. You might even get extra cash on top for your other needs.

Step 1: Apply

Complete the online application form and send us your supporting documents

Step 2: Approval

Receive an offer or talk to us for additional information

Step 3: Manage Debts

Sign finance agreement and get your debts managed


Get a pre-approved financial service fast and live a happy life!

“Thank you so much for approving my loan, the loan process was so simple and quick. Will highly recommend you guys service. Thanks once again.”

Shazia S


“Great service and awesome communication, was always notified on what needed to be done and was surprised that my loan was approved before the weekend. Thanks so much guys you made our Christmas an awesome one. 10/10”

Paisu S

Lower Hutt

“Jim at CARS AND PERSONAL LOANS NZ has been very helpful and patient with me in walking me through the whole application process! I’m so satisfied with the service I received. I will definitely recommend your service to others.”

Stuart F

Business Loans Approved
Car Loans Approved
Personal Loans Approved
Now is the time

Make your life easy
Get your Debt Consolidation Loan Today!