Car Loans

Do you need a new car or upgrade your old one?  Get car finance simple and easy, even if you have poor credit*. 
Buy with confidence and within budget, either from a car dealer, from Trade Me, from a private seller, or even before
you find the car you like.
Why Finance with Us

Get an Approved Car Loan easily anywhere you are in NZ

We guide you every step of the way with our friendly and personalised service. We can help you even if you have poor credit. Our loan process is simple and easy check it out below!

Step 1: Apply

Complete the online application form and send us your supporting documents

Step 2: Approval

Receive an offer or talk to us for additional information

Step 3: Sign finance agreement once approved

Sign finance agreement, get a pre-approved loan and get your car

Step 4: Dealer is paid and drive away on your new car

Get a pre-approved car loan and drive away on your new car

* Normal lending criteria, terms and fees apply.

*For those still on Learner License and overseas license, please refer to our FAQ page for more information.

  • You need to be at least 22 years old
  • Interest rates begin at 9.95%
  • Maximum term is 5 years
  • You must hold a valid drivers license
  • We can also provide:
    • GAP insurance
    • mechanical breakdown insurance
    • loan repayment protection insurance
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Business Loans Approved
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Car Loans Approved
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Personal Loans Approved

*Disclaimer* The repayment amounts shown by the calculator are estimates and only serve as a guide.  It is based on an industry average of 16.95% interest rate for car loans, and does not include insurance premiums and other lender fees. 

Now is the time

Make your life easy
Get your Car Loan Today!