Business Loans

Let us help you keep your business going and growing.  We offer the right business solutions to meet your needs.

Why Finance with Us

Get an Approved Business Loan easily anywhere you are in NZ

We guide you every step of the way with our friendly and personalised service. With our professional Business Loans and Asset Financing services, you'll get exactly what you need.

Working Capital Term Loan

A flexible business loan for your Working Capital needs.
* Access up to $500k business loan* No property security or financial statements for loans from $5k up to $100k* Terms from 6 months to 2 years* Flexible with the option to re-draw * Top up and early payout option

Equipment Finance

Grow your business by financing the equipment and vehicles you need, including but not limited to vans, trucks, trailers, tractors and excavators.
* From $10k to $150k with up to 4 year term* Up to $300k can be considered* Minimal documents required* Repayments suited to your cash flow

“Thank you so much for approving my loan, the loan process was so simple and quick. Will highly recommend you guys service. Thanks once again.”

Shazia S


“Great service and awesome communication, was always notified on what needed to be done and was surprised that my loan was approved before the weekend. Thanks so much guys you made our Christmas an awesome one. 10/10”

Paisu S

Lower Hutt

“Jim at CARS AND PERSONAL LOANS NZ has been very helpful and patient with me in walking me through the whole application process! I’m so satisfied with the service I received. I will definitely recommend your service to others.”

Stuart F

Partners & Clients
Loans Approved
Now is the time

Make your life easy
Get your Business Loan Today!