About Us

Everyone needs a little help now and then. A Car and Personal Loan will help you afford that upcoming big purchase.

Car And Personal Loans Ltd. trading as CAPLOANS is a New Zealand registered Financial Services Provider that assist Kiwis in securing car loans, personal loans, debt consolidations and motor vehicle insurance from a variety of finance providers. As your finance broker, we aim to give you, our client, the chance of choosing the best terms being offered by different lenders. This will spare you the hassle of personally applying with different finance companies in the hopes that one of them will approve your application and offer the best terms.  We will make the borrowing process convenient for you.

We do our best to give the best customer experience possible during the whole credit application process.  We try to give our clients access to financing at the best possible terms quick, easy and on time.

Lender credit criteria applies*

Apply Now

Why Choose Us?

We are backed by more than a decade experience in the financial services industry.
We are not a bank therefore the lending criteria we observe is not as rigorous and as stringent as the banks.
We do not score card our clients, thus you have a better chance of getting a loan based on your past and present circumstances, even if you have bad credit.
We make the lending process as fast and as painless as possible, from application, approval, to settlements (fund disbursement by the lender), we make it quick, easy and on time.
We care about your experience in doing business with us.
Apply Now