Go with the lender
that sees your potential

Apply for a loan without the hassle. We tailor our services to your needs.

What We Do

Business Loans

We'll help you keep your business going and growing

Car Loans

Get a pre-approved car finance fast.

Personal Loans

Get cash quick and easy

Debt Consolidation

Put all your debts into one simple loan.
Who We Are

NZ Registered
Services Provider

Our clients receive remarkable results because we help them get a loan without the usual hassle.  We love what we do.

Our mission

We do our best to give the best customer experience possible during the whole credit application process.  We try to give our clients access to financing at the best possible terms quick, easy and on time.

“Thank you so much for approving my loan, the loan process was so simple and quick. Will highly recommend you guys service. Thanks once again.”

Shazia S


“Great service and awesome communication, was always notified on what needed to be done and was surprised that my loan was approved before the weekend. Thanks so much guys you made our Christmas an awesome one. 10/10”

Paisu S

Lower Hutt

“Jim at CARS AND PERSONAL LOANS NZ has been very helpful and patient with me in walking me through the whole application process! I’m so satisfied with the service I received. I will definitely recommend your service to others.”

Stuart F

Why Finance with Us

Get an Approved Car Loan easily anywhere you are in NZ

We guide you every step of the way with our friendly and personalised service. We can help you even if you have poor credit. Our loan process is simple and easy check it out below!

Step 1: Apply

Complete the online application form and send us your supporting documents

Step 2: Approval

Receive an offer or talk to us for additional information

Step 3: Pre-Approved Finance

Sign finance agreement, get a pre-approved loan and get your car


Get a pre-approved car loan and drive away on your new car
Business Loans Approved
Car Loans Approved
Personal Loans Approved
Now is the time

Make your life easy
Find your best loan!